Terms and Conditions

Acceptance of Terms

By accessing and using quarilunetheo's financial planning subscription service, you agree to be bound by these terms and conditions.

If you do not agree with any part of these terms, please do not use our service.

Key Definitions

For clarity, the following terms have specific meanings throughout this agreement:

  • Service: Our monthly financial planning subscription including consultations, analytical reviews, and related communications
  • User/Client: Any individual or entity that subscribes to and uses our financial planning service
  • Consultation: Scheduled discussions about financial planning topics, provided as general guidance rather than regulated advice
  • Subscription: Your monthly recurring payment arrangement for continued access to our service

Acceptable Use of Our Service

Your use of our service is subject to the following conditions and restrictions:

Permitted Uses

  • Receiving financial planning consultations and analytical reviews for personal use
  • Accessing our website content and resources for legitimate research purposes
  • Communicating with our team about your financial planning needs and questions

Your Responsibilities

As a user of our service, you agree to:

  • Provide accurate and complete information during consultations and in written communications
  • Keep your account information current and notify us of any changes to your circumstances
  • Use our service only for lawful purposes and in compliance with applicable regulations
  • Maintain confidentiality of any login credentials or account access information

Prohibited Activities

You may not use our service for any of the following purposes:

  • Sharing your subscription access with unauthorized third parties
  • Attempting to reverse engineer, copy, or recreate our service methodology
  • Using our service to engage in any illegal financial activities
  • Harassing, threatening, or abusing our staff members or other users
  • Transmitting viruses, spam, or other harmful computer code through our systems

Intellectual Property Rights

All content, trademarks, and intellectual property on our website and in our service remain the exclusive property of quarilunetheo.

All materials are protected by copyright and other intellectual property laws.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for detailed information about how we collect, use, and protect your personal information. Privacy Policy.

Service Disclaimers and Warranties

Our service is provided for general informational and consultation purposes only.

We provide our service "as is" without warranties of any kind, express or implied.

Limitation of Liability

To the maximum extent permitted by law, quarilunetheo's liability is limited to the amount paid for your subscription in the preceding 12 months.

We exclude liability for indirect, consequential, or punitive damages arising from your use of our service.

User Indemnification

You agree to indemnify quarilunetheo against any claims, damages, or expenses arising from your breach of these terms or misuse of our service.

Dispute Resolution Process

We encourage resolving disputes through direct communication, but formal procedures are available if needed:

Binding Arbitration

Any disputes not resolved through negotiation shall be settled through binding arbitration in London, England.

Arbitration proceedings will follow the rules of the London Court of International Arbitration.

EU Online Dispute Resolution

EU consumers may access the Online Dispute Resolution platform for alternative dispute resolution.

EU ODR Platform: https://ec.europa.eu/consumers/odr/

Service Termination

Either party may terminate the subscription with 30 days written notice. We may terminate immediately for breach of these terms.

Upon termination, access to consultations ends, but these terms survive regarding prior service usage.

Applicable Law

These terms are governed by English and Welsh law, with courts of England and Wales having exclusive jurisdiction.

Terms Modifications

We may update these terms periodically to reflect changes in our service or legal requirements.

Continued use of our service after changes constitutes acceptance of updated terms.

Severability of Terms

If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.

Complete Agreement

These terms, together with our Privacy Policy and other referenced documents, constitute the complete agreement between you and quarilunetheo.

Questions About These Terms

For questions about these terms and conditions, please contact us at contact@quarilunetheo.com or +44 675-925-312.

Email:: contact@quarilunetheo.com

Phone:: +44 675-925-312

Address:: 15 Moorgate Street, London EC2R 6AD

Last updated: September 4, 2025

Version 2.1